Any repayment plan will be based on your individual circumstances – we’ll never ask you to pay more than you can afford.
We can work with you to identify an amount that is affordable to you which will enable you to repay the amount owing on your account
In order to understand what you can afford it’s helpful to run through your regular income and expenditure so it’s useful if you have those figures to hand when you speak to us.
If you need help calculating what you can afford you can use the budget calculator here.
Alternatively there are free and impartial debt advice providers available to help you work out how much you should be repaying towards your debts. You can also find details of free debt advice providers here.
Should you choose to make payment using a credit card you may incur additional interest from your credit card company in line with your standard terms and conditions for that credit card. Please note that the account to which you are attempting to make payment is not currently incurring interest.