Free debt advice


If you’re struggling with your finances or want some help understanding your debts and what you should be paying to each there are free debt advice charities and organisations who can provide you with impartial and free guidance.

  • If you want to work out what you can afford to repay you can also complete your own income and expenditure (personal budget form) on the National Debtline website. Click Here to be taken to their webpage.
  • Once completed you can download a copy of the form and either call us to discuss or send us a copy. Remember to include your Wescot ‘DM’ reference number.

National Debtline provide free, confidential and independent advice for people with debt problems.


Business Debtline provides free, impartial and confidential debt advice to small businesses and people who are self-employed.


StepChange Debt Charity provide free expert, confidential advice for people with debt problems in the UK.


Citizens Advice Bureau is a charity with bureaus nationwide. They assist people on many issues, including benefits, employment rights, debt & money, healthcare & education.

Do you have a question? Read our FAQ's or Contact us for more information.